March 22, 2013 — The Insurance Commissioner of Delaware, Karen Weldin Stewart has issued Domestic/Foreign Insurers Bulletin NO 62. This bulletin advises all health insurance carriers, health service corporations and HMOs doing business in Delaware that section 716 of Chapter 24 of the Delaware Code prohibits discrimination against chiropractors with respect to cost containment and manage care provisions. Specifically, no health insurance carrier, health service corporation or HMO doing business in Delaware may discriminate against chiropractors with respect to the setting of deductibles, coinsurance, allowable charge limitations, coordination of benefits and utilization review.
Delaware Department of Insurance will be directing interrogatories to health carriers, health insurance carriers, health service corporations and HMOs doing business in Delaware to gather information the process used by such carriers, corporations and HMOs in setting chiropractor cost containment and managed care provisions to determine compliance with the law and if necessary, will be implementing regulation(s) to address the information received from such interrogatories. ·The bulletin goes on the state it shall go into effect immediately.
“This action came about after several meetings with the insurance commissioner where we pointed out the many discriminatory ways chiropractors are being treated and paid by insurance companies in the state of Delaware, despite there being a law that prohibits this,” says Trent Camp, DC, president of the Delaware Chiropractic Society.· “We enjoy a wonderful working relationship with the Insurance commissioner who is insuring the people of the State of Delaware get the insurance services they pay for. A few insurance companies’ policies have been in stark contrast to our laws and seem defiant in noncompliance.”
Delaware Department of Insurance can be reached at (302) 674-7300 and their website is www.delawareinsurance.gov. Commissioner Karen Weldin Stewart is filling her second term in this position. She remains a strong advocate for the people of the state and a good friend and supporter of the chiropractic profession.
Delaware Chiropractic Society is the only state society in Delaware and enjoys a high state membership rate of almost 75 percent due to their strong political presence. To find out more, please visit www.dechiro.com. Or Trent Camp, DC, (302)378-5110, firstname.lastname@example.org.·
Source: Secretary Delaware Chiropractic Society